Tokenized

All episodes.

158 episodes · showing the newest 158

Black October and Unpacking Commanding Heights

Nov 9, 2026 52 min

On Ep. 108 of Tokenized, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Pedro Arnt, CEO @ dLocal to discuss the Binance hack exposing security risks for emerging-market crypto adoption, AI's neo-dollar could reshape global payments, how AI agents and stablecoin micropayments could transform freelance work and more! Timestamps: 00:00 Introduction04:16 Binance hack exposes security risks for emerging-market crypto adoption07:47 Tether and Circle freeze stolen stablecoins as hackers launder crypto14:25 AI's neo-dollar could reshape global payments and emerging-market employment23:11 Gig economy workers versus global freelancers and cross-border payroll opportunities25:22 How AI agents and stablecoin micropayments could transform freelance work33:48 Yellow Card acquires GoMoney to expand stablecoin payments in Brazil38:31 Brazil's crypto regulations balance cross-border innovation and monetary sovereignty42:52 ISO 20022 and privacy challenges for cross-border stablecoin payments45:12 DTCC launches tokenized US stocks and Treasuries on Canton and Besu46:13 Tokenized T-bills could transform merchant treasury liquidity and yield managementTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by...

BNY Chief Innovation & Market Transformation Officer: Collateral Mobility Is Tokenization's First Real Use Case

Nov 5, 2026 46 min

On Ep. 12 of Stablecoin Stories, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Carolyn Weinberg, Chief Innovation & Market Transformation Officer @ BNY to discuss removing global market frictions through always-on payments and collateral mobility, BNY’s capabilities roadmap for scaling tokenized financial products and more! Timestamps: 00:00 Introduction2:28 Removing global market frictions through always-on payments and collateral mobility4:31 How tokenization transforms traditional books and records into movable assets10:35 Reducing trapped capital and settlement delays through tokenization16:33 BNY’s capabilities roadmap for scaling tokenized financial products25:05 Tokenized deposits, settlement cash legs, and traditional payment messaging29:04 Using stablecoin minting and burning to enable interoperability between banks30:39 Enabling always-on stablecoin reserve transfers through treasury pricing and legal finality34:55 Why tokenized deposits and Treasuries could reach trillion-dollar scale first37:34 The role of public and private blockchains in institutional interoperability42:21 Combining AI and blockchain to accelerate the financial asset lifecycleTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contribu...

Wall Street Bets Big on 24/7 Perpetual Futures

Nov 2, 2026 57 min

On Ep. 107 of Tokenized, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Pet Berisha, MD Media @ Brainfood are joined by Charlie You, Co-Founder & CTO @ RWA.xyz and Chuk Okpalugo, Author @ Stablecoin Blueprint to discuss ICE and Trade[XYZ] bringing regulated perpetual futures to Hyperliquid, why 24/7 perpetual futures trading appeals to Wall Street and more! Timestamps: 00:00 Introduction03:53 ICE and Trade[XYZ] bring regulated perpetual futures to Hyperliquid06:07 Why 24/7 perpetual futures trading appeals to Wall Street10:04 Hyperliquid’s JELLYJELLY incident and readiness for institutional markets12:57 Google Cloud plans institutional crypto custody using multiparty computation18:05 Bank procurement, cybersecurity and cloud outages influence custody decisions26:39 SoFi launches tokenized deposits offering 4.4% yield and stablecoin conversion31:01 How SoFi could drive mainstream consumer adoption of stablecoins37:55 HSBC launches Hong Kong dollar stablecoin Redcoin for PayMe users46:22 When businesses should issue their own stablecoin or use existing alternatives50:35 Solving interoperability between closed loop stablecoins and open payment networksTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Tempo. Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter...

Payment Networks Are Identity Networks

Oct 29, 2026 35 min

On Ep. 13 of Agentic Commerce, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo and Bam Azizi, CEO & Founder @ Mesh are joined by Pete Cooling, Founder & CEO @ Atum to discuss building Visa's stablecoin settlement infrastructure, founding Atum, how Atum connects fragmented payment apps, rails and currencies and more! Timestamps: 00:00 Introduction02:39 Building Visa's stablecoin settlement infrastructure and founding Atum05:53 How Atum connects fragmented payment apps, rails and currencies08:43 Stablecoin payments, fiat settlement operators and future lending opportunities10:34 Bringing authorisation, fraud prevention and chargebacks to stablecoin payments12:18 Digital identity, verifiable credentials and tokenization for secure payments18:00 How Atum's settlement operators compete to deliver lower-cost payments20:58 X402 and MPP support amid limited agentic payment adoption23:47 Why stablecoin micropayments could outperform traditional card networks27:16 High frequency streaming payments and the rise of automated transactions30:49 AI agent hyper negotiation and real time contractor payment arrangementsTokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Microsoft & Goldman Sachs Say No to Tokenized Stocks

Oct 26, 2026 50 min

On Ep. 106 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa and Noah Levine, Investment Partner @ a16z Crypto, are joined by Cameron Drinkwater, Chief Product & Operations Officer @ S&P Dow Jones Indices and Liam Horne, Product & Engineering @ Tempo to discuss OCC GENIUS Act rules on stablecoin yield and rewards programs, CLARITY Act loophole, J.P. Morgan’s tokenized deposits and more! Timestamps: 00:00 Introduction02:26 OCC GENIUS Act rules on stablecoin yield and rewards programs05:52 CLARITY Act loophole and alternative ways to earn stablecoin yield10:00 J.P. Morgan’s tokenized deposits and interoperability with stablecoins14:24 S&P's programmable tokenized index funds and automated portfolio rebalancing17:39 Tempo Zones balancing institutional privacy and public blockchain interoperability20:00 S&P’s OpenZeppelin acquisition and the future of smart contract security25:00 AI-driven cyberattacks and growing demand for crypto security expertise29:01 Visa & Mesh enabling embedded stablecoin wallet payments at global merchants35:00 Major companies objecting to tokenized stock trading on OKX ICE45:22 Tokenized equities enabling direct shareholder relationships and loyalty rewardsTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With...

Is the Stablecoin Sandwich Dead?

Oct 19, 2026 52 min

On Ep. 105 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Jacquelyn Melinek, Founder & CEO @ StrataMedia and Manuel J Godoy, Co-Founder & CEO @ Félix Pago to discuss Mastercard and BVNK launching unified fiat and stablecoin accounts, Rain launching embedded stablecoin wallets and more! Timestamps: 00:00 Introduction01:00 Mastercard and BVNK launch unified fiat and stablecoin accounts05:52 Visa Direct launches stablecoin-powered cross-border money movement and payouts10:22 Stablecoin liquidity challenges across smaller Latin American remittance corridors15:44 Rain launches embedded stablecoin wallets and vertically integrated payments infrastructure21:23 Hiding stablecoin complexity from customers and unlocking DeFi adoption24:16 How stablecoin yield could transform traditional remittance business models29:38 USDC and USDT dominance versus emerging branded stablecoin competitors34:26 DRW and Marex execute tokenized index swap on Canton40:36 USDC becomes the EU's first significant e-money token under MiCA46:21 Kraken's parent Payward acquires Lithuanian bank to accelerate European expansionTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Tempo. Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter ne...

OKX & ICE Launch 24/7 Tokenized Stocks

Oct 12, 2026 48 min

On Ep. 104 of Tokenized, Simon Taylor, Founder @ Brainfood & Market Dev @ Tempo is joined by Nassim Eddequiouaq, Co-Founder & CEO @ Bastion, Greg Bricca, Head of Product @ Morse and Paul-Adrien Hyppolite, Co-Founder & CEO @ Spiko to discuss embedding 24/7 tokenized stock trading into consumer financial platforms, Spiko's $90 million raise, Bastion's enterprise stablecoin infrastructure strategy and more! Timestamps: 00:00 Introduction03:44 Embedding 24/7 tokenized stock trading into consumer financial platforms06:14 After hours price discovery and tokenized stock price drift risks11:30 Rain and Modern Treasury apply for OCC national trust charters16:09 Spiko enables USDC subscriptions and redemptions for tokenized cash funds19:41 How OCC trust charters improve custody and customer fund protection24:42 Samsung Wallet partners with Bastion and Coinbase for stablecoin remittances28:28 Bastion's enterprise stablecoin infrastructure strategy for Samsung and Sony30:53 Spiko's $90 million raise and vision for 24/7 cash yield34:45 Spiko's multicurrency funds and overnight swap strategies with BNP Paribas41:30 S&P introduces risk ratings for onchain lending vaultsTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in mon...

Fifth Third Bank: Stablecoins, the Ultimate Instant Settlement Payment

Oct 8, 2026 36 min

On Ep. 11 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Igor Istratov, Digital Assets Product Lead @ Fifth Third Bank to discuss Fifth Third's Newline delivering API-first embedded banking for digital assets, why commercial client demand is driving banks' stablecoin adoption and more! Timestamps: 00:00 Introduction05:27 How Fifth Third's Newline delivers API-first embedded banking for digital assets07:13 Why commercial client demand is driving banks' stablecoin adoption09:17 How regulatory clarity unlocked stablecoin opportunities for traditional banks10:46 Newline's operating, settlement, reserve and custodial accounts for digital assets12:45 Why stablecoin reserves present deposit opportunities rather than just risks14:04 How stablecoins solve cross-border payment delays, FX uncertainty and fees16:13 Managing compliance, liquidity and operational complexity for 24/7 stablecoin payments19:02 Why stablecoins complement FedNow and existing domestic payment rails24:12 How banks partner with issuers, custodians and onchain infrastructure providers32:54 Why stablecoins could become invisible infrastructure for everyday financial transactionsTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributor...

Banks Are Going Onchain on Weekends

Oct 5, 2026 46 min

On Ep. 103 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Christian Catalini, Founder @ MIT Cryptoeconomics Lab to discuss OpenUSD launch, weekend onchain settlement, how banks should respond to AI agents and more! Timestamps: 00:00 Introduction0:51 OpenUSD launches across Tempo, Ethereum, Solana and Base14:55 Lloyds pilots USDC settlement with Visa over seven days16:36 Weekend onchain settlement helps major banks gain blockchain experience20:16 Citi and Coinbase enable corporate stablecoin acceptance via Spring24:05 Why consumer stablecoin payments lag while B2B use grows28:16 Agentic banking fears, deposit flight and fintech competition36:03 How banks should respond to AI agents and disappearing frictionTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com ***We’d also like to remind you that the views or opinions of our contribut...

OCC Bank Charters Will Usher Stablecoin Adoption Wave

Sep 28, 2026 52 min

On Ep. 102 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nick van Eck, Co-Founder & CEO @ Agora and Shivani Siroya, Founder & CEO @ Tala to discuss Agora's OCC charter, Tala seeing credit access as missing stablecoin adoption layer, Blockchain.com and NYSE explore 24/7 tokenized stocks and ETFs and more! Timestamps: 00:00 Introduction03:15 Agora OCC charter enables U.S. stablecoin banking one stop shop07:57 Tala sees credit access as missing stablecoin adoption layer14:11 EU MiCA reserve rules and multi-jurisdiction stablecoin restrictions24:07 Local currency stablecoins, yield, and emerging market borrowing preferences25:06 SoFi moves $25 billion card program to seven day stablecoin settlement33:28 Blockchain.com and NYSE explore 24/7 tokenized stocks and ETFs39:05 24/7 tokenized stock trading faces liquidity and NAV challenges41:47 Tokenized assets as collateral and underwriting AI agents44:48 UK banks test interbank tokenized deposits for 24/7 settlement49:09 Tokenized deposits and stablecoins as complementary banking infrastructureTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablec...

SEC Unlocked Tokenized Stocks

Sep 21, 2026 52 min

On Ep. 101 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nikhil Chandhok, Chief Product & Technology Officer @ Circle and Simone Maini, Chief Executive Officer @ Elliptic to discuss SEC five-year exemption for tokenized US stock trading, AMMs and their role in traditional capital markets, Circle launching Arc mainnet and more! Timestamps: 00:00 Introduction2:19 SEC five-year exemption for tokenized US stock trading9:32 AMMs and their role in traditional capital markets13:58 Circle launches Arc mainnet with USDC transaction fees17:51 Arc privacy features and institutional compliance monitoring20:04 Building onchain FX markets using global stablecoins24:33 S&P Global acquisition of smart contract auditor OpenZeppelin33:14 Regulators adopting technology for onchain compliance and oversight37:21 Blockchain audit trails and crypto trust primitives for AI41:10 BlackRock tokenized Hong Kong dollar money market fund45:06 Tokenized money market funds as stablecoin reserve assetsTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Tempo. Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billio...

Visa Stablecoin Settlement Hits $20BN - Up 15X

Sep 14, 2026 58 min

On Ep. 100 of Tokenized, Pet Berisha, MD & Co-Creator @ Tokenized is joined by Elise Soucie Watts, Former Regulator, Policy & Regulatory Specialist, Cyril Mathew, Co-Founder & CEO @ Latitude and Matt Marcus, Co-Founder & CEO @ Modern Treasury to discuss Modern Treasury launching noncustodial stablecoin wallets, Latitude raises $35 million, prediction markets, global regulation and more! Timestamps: 00:00 Introduction03:00 Modern Treasury launches noncustodial stablecoin wallets with fiat rails05:13 Stablecoin agnosticism and likely consolidation among leading stablecoins08:00 Business stablecoin demand across products, liquidity and payment infrastructure10:11 Dollar denominated stablecoins, dollarization and global monetary sovereignty13:28 Latitude raises $35 million to connect stablecoins with local rails18:19 Regulation first stablecoin infrastructure and Latitude’s global licensing strategy20:28 Stablecoins reducing cross border payment fragmentation and last mile complexity23:23 OpenFX provides onchain FX liquidity for cheaper stablecoin payouts27:52 MoneyGram launches stablecoin linked Visa card and cash off ramps37:36 Robinhood expands prediction markets and its fast growing blockchain ecosystem51:48 Prediction markets and global regulationTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. L...

Big Bank Stablecoin - Can It Compete?

Sep 7, 2026 50 min

On Ep. 99 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Darko Hajdukovic, Head of Securities Digitization @ London Stock Exchange Group and Ada Vaughan, Head of DeFi @ Stellar Development Foundation to discuss LSEG and Kraken partnership, ICE invests in tZERO, major financial institutions forming a joint bank stablecoin consortium and more! Timestamps: 00:00 Introduction1:21 LSEG and Kraken partnership brings tokenized stocks to LSE 245:59 Stock tokens merging with DeFi and new financial products9:53 Tokenized and traditional stocks coexisting across public markets11:22 Onchain equities expanding global access and DeFi collateral use15:11 ICE invests in tZERO amid tokenized securities regulatory changes21:37 Wallet-based securities access bridging traditional and digital markets28:42 Athena Pay and rising competition among global stablecoin neobanks30:44 Local payment integration challenges across Kenya and Brazil36:01 Stablecoin interoperability and programmable settlement for tokenized RWAs38:24 Major financial institutions forming a joint bank stablecoin consortiumTokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Tempo. Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve...

Revolut Launched a Stablecoin. Are Big Banks Next?

Aug 31, 2026 51 min

On Ep. 98 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Thomas Cowan, Head of Tokenization @ Bullish and Hannah Arnold, COO @ TurnKey to discuss Revolut launching Euro R stablecoin, Standard Chartered brings regulated Hong Kong dollar stablecoin to institutions, Fasset reaches billion dollar valuation using stablecoins for global settlement and more! Timestamps: 00:00 Introduction 0:56 Revolut launches Euro R stablecoin through Bridge in Europe 5:16 Revolut’s potential shift toward multicurrency onchain accounts 11:09 Stablecoins as cash legs for tokenized equity trading 15:35 Stablecoin payout wallets expanding into yield and investment products 17:55 Standard Chartered brings regulated Hong Kong dollar stablecoin to institutions 22:48 Hong Kong’s stablecoin model for 24/7 China linked financial markets 27:36 China’s digital yuan struggles vs private sector stablecoin innovation 31:58 Fasset reaches billion dollar valuation using stablecoins for global settlement 34:14 Stablecoin neobanks face low barriers, competition and differentiation challenges 40:17 LayerZero ATLAS builds headless exchange infrastructure for onchain equities Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tok...

Will Stablecoins Own Machine-To-Machine Payments? Ft. Christian Catalini

Aug 27, 2026 44 min

On Ep. 12 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Christian Catalini, Founder @ MIT Cryptoeconomics Lab to discuss machine-to-machine payments, why micropayments struggle, AI commoditization and more! Timestamps: 00:00 Introduction 03:29 Why agentic commerce became the intersection of AI and crypto 06:53 Incumbents vs crypto rails in agentic commerce 09:48 Machine-to-machine payments, information markets, and agent liability 13:39 Why micropayments struggle and new agent-focused markets may emerge 18:51 The intent economy, agent efficiency, trust, and verification 20:45 Stablecoins, tokenized deposits, cross-border payments, and treasury operations 24:07 Measurable work automation and human verification as the bottleneck 27:59 AI commoditization, routing, proprietary data, and sustainable competitive moats 33:34 Incumbent data advantages versus startup talent and open weights 36:10 How fintech firms can build and control domain-specific AI Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Every Correspondent Bank Will Support Stablecoins

Aug 24, 2026 47 min

On Ep. 97 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Ferdinand Dabitz, Co-Founder & CEO @ Augustus and Anna Wroblewska, Chief Business Officer @ Dinari to discuss Stripe’s OpenRouter acquisition, modernizing correspondent banking with stablecoin liquidity, 24/7 tokenized securities and more! Timestamps: 00:00 Introduction 03:23 Stripe’s OpenRouter acquisition and model orchestration strategy 08:54 Stablecoin payments for AI inference through MPP 11:00 Financing AI compute infrastructure and rising private credit demand 14:26 Stablecoin card settlement lowering barriers for smaller issuers 16:38 Trapped liquidity, cross-border payments and emerging market stablecoin adoption 20:44 Modernizing correspondent banking with stablecoin liquidity rebalancing 26:24 Tokenized stock models, ownership rights and synthetic instruments 30:29 24/7 tokenized securities, lending markets and index products 35:58 SEC crypto offering rules, token issuance and liquidity 39:06 24/7 financial rails, Fedwire limitations and operational bottlenecks Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is supported by Modern Treasury Modern Treasury offers one API for fiat and stablecoins, helping te...

Why Thunes Chose Stablecoins for Cross Border

Aug 20, 2026 35 min

On Ep. 10 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Pritpal Shokar, Head of Product, Digital Assets @ Thunes to discuss Thunes stablecoin pre-funding and global payout capabilities, rising stablecoin demand across emerging markets and more! Timestamps: 00:00 Introduction 3:34 Real-time settlement versus traditional financial messaging infrastructure 5:22 Stablecoins shifting from speculation toward real-world payment utility 10:25 Thunes stablecoin pre-funding and global payout capabilities 14:04 Rising stablecoin demand across emerging markets and crypto-native customers 16:44 Stablecoin value comes from liquidity, speed and reach 19:47 Compliance challenges bridging traditional finance and crypto infrastructure 26:26 Tokenized assets, agentic payments and continued fiat demand 31:36 Onchain FX and stablecoin liquidity optimization across corridors 33:16 Stablecoins, tokenized money and future machine-to-machine payments Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!...

Deel Goes Live With Stablecoin Wallet in 80 Markets

Aug 17, 2026 56 min

On Ep. 96 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Luca Prosperi, Co-Founder & CEO @ M0 and Ryan Bozarth, Co-founder & CEO @ Dakota to discuss Rain acquiring Ansa to put branded wallets on stablecoin rails, stablecoin linked cards, onchain credit and more! Timestamps: 00:00 Introduction 1:10 Rain acquires Ansa to put branded wallets on stablecoin rails 2:44 Tokenized loyalty points become liquid, interoperable and convertible with stablecoins 6:55 Stablecoin linked cards become table stakes for neobanks 11:20 Global co-brand cards could combine loyalty with onchain credit 14:45 Brazil imposes 24-hour holds on large stablecoin transfers 18:45 Brazil rules may push stablecoin flows toward self-custodial wallets 25:37 Deel expands stablecoin payroll and earn products across 80 markets 30:54 Vault products raise questions around collateral, risk and scalability 45:04 Nasdaq acquires Level Markets to advance 24/7 capital markets 48:50 Stablecoins connect capital markets, payments and corporate treasury management Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin...

From Shopify to Sapiom: Building the OS for Agentic Commerce

Aug 13, 2026 39 min

On Ep. 11 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Ilan Zerbib, Founder & CEO @ Sapiom to discuss Sapiom’s vision for agent infrastructure, agent identity, delegated authority, Sapiom’s agent studio and more! Timestamps: 00:00 Introduction 4:12 Sapiom’s vision for agent infrastructure 6:43 Agent identity, delegated authority, reputation and agent credit scores 8:59 Why stablecoins could power the machine-to-machine economy 13:41 Sapiom’s agent studio, runtime, governance and intelligent model routing 15:30 Reducing inference costs with open-weight models and dedicated GPUs 21:22 Real-world agent use cases across coding, marketing and advertising 23:47 When agentic commerce and the machine economy will accelerate 24:56 Why consumer reluctance limits autonomous AI shopping adoption 32:12 Why agent interfaces may shift from websites to APIs Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

The Era of 24/7 Money

Aug 10, 2026 54 min

On Ep. 95 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Natalya Thakur, Founder & CEO @ Knova and TuongVy Le, General Counsel @ Veda to discuss Western Union and Rain launching Stablecard, stablecoins as opportunity not threat for banks, BlackRock tokenized money market funds for stablecoin reserves and more! Timestamps: 00:00 Introduction 2:04 Western Union and Rain launch stablecard in 37 markets 3:46 Idle stablecoin balances and yield earning potential 5:44 Self custodial model attractiveness for internationalization 6:23 Western Union business model shift with wallet plus card 10:00 Stablecoins as opportunity not threat for banks 15:06 Wells Fargo tokenized deposits for corporate clients 19:54 Interoperability risks of bank permissioned blockchain networks 26:41 Safety and soundness concerns with 24/7 programmable deposits 33:57 Cloudflare programmable wallets for AI agent payments 44:02 BlackRock tokenized money market funds for stablecoin reserves Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, f...

Why Every Bank Needs 24/7 Cash Settlement Now

Aug 6, 2026 35 min

On Ep. 9 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Ryan Rugg, Global Head of Digital Assets @ Citi Token Services to discuss Citi Token Services liquidity management as first use case, programmable smart contracts, the need for multi bank interoperability and more! Timestamps: 00:00 Introduction 5:26 Lessons on client pain points from IBM blockchain practice 8:25 Citi Token Services liquidity management as first use case 14:33 Programmable smart contracts for shipping canal payments 18:39 Need for multi bank interoperability and industry owned networks 26:02 Tokenized deposits projected to exceed stablecoin transaction volume 28:28 Compliance challenges with stablecoin transaction history auditing 30:38 Tokenized cash as foundation for atomic settlement of assets Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Why Robinhood Are Going All in on Tokenized Stocks and Prediction Markets

Aug 3, 2026 55 min

On Ep. 94 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Rob Hadick, GP @ Dragonfly, Stephen Sikes, COO @ Public and Ethan Chan, Co-Founder & CEO @ Allium to discuss Tokenized stocks as a global expansion strategy for US fintechs, prediction markets surging and more! Timestamps: 00:00 Introduction 0:30 Embedded wallet acquisitions and consolidation trends in crypto infrastructure 2:16 Monetization challenges and value accrual for standalone infrastructure providers 5:48 Comparing embedded wallets to Plaid's integration moat and maintainability 9:49 Limited DeFi integrations needed versus traditional fintech like Plaid 12:26 Stablecoin adoption challenges for US brokerage on-ramps and payments 14:52 Tokenized stocks' small scale relative to Robinhood's core equities business 16:36 Tokenized stocks as a global expansion strategy for US fintechs 23:00 Institutional demand for 24/7 trading and tokenized collateral for weekend risk 31:02 Stablecoins overindexed in consumer cross border payments versus fiat 39:43 Prediction markets surge driven by politics, sports, and institutional hedging Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Tempo. Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stabl...

Why Stablecoins Won’t Kill Cards Ft. a16z Partner Noah Levine

Jul 30, 2026 45 min

On Ep. 10 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Noah Levine, Partner @ a16z Crypto to discuss a new class of merchants and buyers emerging, stablecoins won't kill cards but fill gaps, Jevons paradox and more! Timestamps: 00:00 Introduction 2:20 Agentic commerce is still very early in development 4:14 New class of merchants and buyers emerging 6:17 Stablecoin and blockchain for AI payment needs 7:37 Stablecoins won't kill cards but fill gaps 11:50 Card networks offer trust and brand value 13:23 Value accrues above payment protocols not in them 16:45 Wallet aggregation and headless merchants are key 21:51 Compute orchestration and real time payment opportunities 29:20 Jevons paradox and streaming payments in finance Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Stablecoin Linked Cards Are in Hyper Growth Mode

Jul 27, 2026 48 min

On Ep. 93 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Luke Tuttle, CPTO @ MoneyGram, Charles Yoo-Naut, Co-Founder & CTO @ Rain and Darko Hajdukovic, Head of Digital Markets Infrastructure @ London Stock Exchange Group to discuss LSE nighttime trading venue launching 2027, Tokenized UK government debt instrument DIGIT and more! Timestamps: 00:00 Introduction 3:50 London Stock Exchange nighttime trading venue launching 2027 5:09 Tokenized UK government debt instrument called DIGIT explained 8:09 Regulatory recognition of digital assets versus physical assets 13:29 Marqeta partners with zerohash for stablecoin card programs 16:52 Rain full stack issuer versus Marqeta processor agnostic approach 27:57 Ramp launches stablecoin accounts and payments for businesses 35:29 B2B stablecoin adoption for small businesses outside United States 40:25 Augustus raises $180M to build global dollar bank Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stableco...

Why Ramp Is All in on Stablecoins

Jul 23, 2026 48 min

On Ep. 8 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Alex Bazhenov, Senior Staff Software Engineer @ Ramp and Andrew Chapello, Product Lead @ Ramp to discuss customer demand for faster, cheaper global business payments driving stablecoin adoption strategy, integrating blockchain payments with legacy fiat ledger infrastructure and more! Timestamps: 00:00 Introduction 5:00 Customer demand for faster, cheaper global business payments drives stablecoin adoption strategy 10:09 How Ramp’s spend management, bill pay, banking, and stablecoin products connect 15:10 Customer adoption, product feedback, and making stablecoin accounts invisible to users 17:36 Engineering challenges integrating blockchain payments with legacy fiat ledger infrastructure 23:25 Ramp’s long-term monetization strategy and eliminating on-ramp, off-ramp, and gas fees 33:17 How AI agents automate finance operations and increase productivity across Ramp teams 47:37 Why Ramp believes stablecoins will become bigger than Swift for global payments Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say sho...

Onchain FX Is the Missing Piece for Stablecoins

Jul 20, 2026 53 min

On Ep. 92 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa is joined by Noah Levine, Partner @ a16z Crypto, Didier Lavallee, Founder & CEO @ Tetra Digital Group and Eric Queathem, Founder & CEO @ Velocity to discuss velocity raising $30 million Series A for stablecoin payments, Canadian dollar stablecoin use cases and more! Timestamps: 00:00 Introduction 1:41 Velocity raises $30 million Series A for stablecoin payments 4:02 Velocity as regulated payment institution not just orchestration 5:11 Stablecoin use cases for corporate treasury internal movements 8:18 Canadian dollar stablecoin use cases for cross border trade 11:29 Visa stablecoin platform and OUSD settlement for acquirers 14:37 Acquirer stablecoin settlement evolution from exchanges to enterprises 23:21 Onchain FX liquidity challenges and bank involvement potential 27:16 DTCC live tokenized stock and treasury trades with major banks 33:41 Stablecoin supply needed for payment utility versus resting capital 39:45 Agentic payments and x402 volume analysis with Artemis report 46:03 Autonomous agent commerce vs human directed agent assistants Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that i...

Why 70% of PSPs Still Won’t Touch Crypto

Jul 16, 2026 47 min

On Ep. 7 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by John Egan, Chief Product Officer @ Polygon to discuss the utility theory that blockchain should be used for money, only 30% of PSPs own stablecoin infrastructure and more! Timestamps: 00:00 Introduction 5:51 Institutional users demand data proof of value 7:58 Utility theory that blockchain should be used for money 11:33 MiCA license sparked stablecoin adoption in payments 16:30 Only 30% of PSPs own stablecoin infrastructure 22:33 Open Money Stack integrates multiple stablecoin vendors into API 27:35 Polygon is the leading chain for stablecoin payments 35:15 Stablecoins create new use cases, not replacing Swift 43:36 Stablecoins become invisible and are just called money Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Stablecoin Cards Hitting $1 Billion a Month

Jul 13, 2026 50 min

On Ep. 91 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Paul Faecks, CEO & Founder @ Plasma and Guillermo Goncalvez, CEO @ El Dorado to discuss Visa onchain analytics dashboard, growth of stablecoin enabled card spend nearing $1 billion, and more! Timestamps: 00:00 Introduction 2:05 Visa onchain analytics dashboard and adjusted volume methodology 3:56 Growth of stablecoin enabled card spend nearing $1 billion 5:04 Rise of stablecoin orchestrators bridging to traditional payment networks 9:35 Import/export use case for stablecoins in Latin America 16:04 Bankruptcy protection and custodial risks for stablecoin neobanks 27:17 Brick and mortar banking combined with stablecoin cross border payments 33:09 UBS stablecoin proof of concept for B2B cross border payments 40:49 Standard Chartered offering USDC minting and redemption for institutions Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and wit...

From Building USDC to Agentic Commerce: Sean Neville on Programmable Finance

Jul 9, 2026 49 min

On Ep. 9 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Sean Neville, CEO & Co-Founder @ Catena to discuss the early vision for stablecoins and USDC creation, founding Catena, AI focus and more! Timestamps: 00:00 Introduction 2:48 Early vision for stablecoins and USDC creation 5:37 Founding story of Catena and AI focus 8:33 Agentic treasury vs agentic commerce use cases 12:49 Role of identity and trust in agentic commerce 18:38 Internal agents vs cross enterprise agent interactions 24:41 Need for protocols in agent to agent communication 34:07 Token cost efficiency for agentic transactions 41:43 Cryptographic trust advantages of stablecoins for agents Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

OpenUSD - Bringing the Rest of Fiat Onchain

Jul 6, 2026 51 min

On Ep. 90 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Stephen Richardson, Chief Strategy Officer & Head of Banking @ Fireblocks and Ido Ben-Natan, CEO & Co-Founder @ Blockaid to discuss Fireblocks role in OpenUSD launch, BIS view on DeFi lending, Robinhood Earn product and more! Timestamps: 00:00 Introduction 2:46 Fireblocks role in OpenUSD launch 4:29 OpenUSD economic model and revenue distribution 7:45 Jeremy Allaire critique of OpenUSD consortium 10:07 Stablecoin liquidity challenges and global adoption 14:11 Tokenized treasuries and settlement speed impact 21:52 Banks integrating stablecoins with tokenized deposits 26:17 BIS report on stablecoins falling short as money 29:37 BIS view on DeFi lending and bank credit 39:15 Robinhood Earn product and DeFi insurance offering Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to...

Interview: Robinhood's 7% Earn Product w/ Johann Kerbrat

Jul 3, 2026 30 min

In this bonus episode of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Johann Kerbrat, SVP & GM of Crypto & International @ Robinhood to discuss Robinhood Chain public mainnet launch going live globally, Robinhood Earn offers 7% yield with Lloyds insurance coverage and more! Timestamps: 00:00 Introduction 1:02 Robinhood Chain public mainnet launch goes live globally 1:55 Robinhood Chain partners with Arcus and Lighter for trading 3:17 Robinhood customers can earn yields and use Robinhood Wallet 4:28 Robinhood perps launch with simplified UI for advanced traders 5:52 Stock tokens on Robinhood Chain for 120 plus countries 7:14 Use tokenized stocks as collateral in DeFi applications 9:12 Robinhood ensures stock tokens are backed one to one 11:26 Robinhood Earn offers 7% yield with Lloyds insurance coverage 17:32 Robinhood Chain testnet processed nearly 200 million transactions 22:00 Robinhood launches AI agents for portfolio monitoring and trading *** This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Western Union’s $100BN Bet

Jul 2, 2026 42 min

On Ep. 6 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Malcolm Clarke, VP of Digital Assets @ Western Union to discuss USDPT, choosing Solana for fast settlement and developer innovation and more! Timestamps: 00:00 Introduction 4:07 Building digital identity networks with Hyperledger and blockchain 7:00 Solving consumer and internal use cases with stablecoins 10:48 Balancing Western Union’s legacy brand with crypto innovation 14:33 Integrating digital assets into treasury and compliance teams 18:47 Regulatory frameworks and the catalyst for stablecoin adoption 21:49 Naming and designing the USDPT payment token strategy 28:47 Choosing Solana for fast settlement and developer innovation 35:54 Removing pre funding costs with stablecoins for treasury efficiency 40:29 Stablecoins as an integrated fact not just an innovation play Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Capital Markets Are Going Onchain

Jun 29, 2026 52 min

On Ep. 89 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa is joined by Noah Levine, Partner @ a16z Crypto, Eric Saraniecki, Co-Founder & Head of Network Strategy @ Digital Asset and Theo Golden, Head of Digital Assets @ Baillie Gifford to discuss the growth of tokenized stocks through crypto exchange models, Baillie Gifford launching UK native tokenized fund and more! Timestamps: 00:00 Introduction 4:26 Growth of tokenized stocks through crypto exchange models 5:33 Onshore versus offshore tokenized asset market bifurcation 7:25 Increased utility of equities via securities lending 12:35 Democratizing prime brokerage services for retail users 16:07 Separating ownership from control in robo-advisory 19:37 Baillie Gifford launches UK native tokenized fund on Solana and Ethereum 24:19 Target customers for tokenized real world assets 31:50 Intersection of tokenized assets and payment systems 34:31 Bank of England stablecoin holding limits and issuance guardrails Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stable...

Real Agentic Commerce Volume Is $30K a Month

Jun 25, 2026 44 min

On Ep. 8 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Sam Ragsdale, Founder & CEO @ Merit Systems to discuss blockchain enabling massive scale for agentic transactions, Merit focusing on open agent commerce with USDC on Base and Solana and more! Timestamps: 00:00 Introduction 6:43 Blockchain enables massive scale for agentic transactions 9:32 Cognitive friction was the real barrier to microtransactions 10:30 Vibe coders as a new market for API consumption 14:30 Stablecoins are the natural payment rail for agent microtransactions 21:30 Merit focuses on open agent commerce with USDC on Base and Solana 23:14 Current agentic commerce volume is small but growing steadily 33:01 Discovery layer is key for agents to find merchant services Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

SpaceX IPO Broke Tokenized Stocks

Jun 22, 2026 47 min

On Ep. 88 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Eli Cohen, Chief Legal Officer @ Centrifuge and Ross Basri, Co-Founder @ Uptop (acq by Rain) to discuss Zelle launching ZelleUSD, banks using stablecoins for cross border payments and more! Timestamps: 00:00 Introduction 2:26 Zelle launching ZelleUSD stablecoin and India expansion 3:48 Banks using stablecoins for cross border payments 5:45 Zelle competing with Revolut and Wise internationally 8:59 Banks embedding FX services into stablecoin products 11:28 Rain launches native loyalty for stablecoin card programs 17:54 Using yield from stablecoins to fund card rewards 24:50 Rain offers credit cards and on chain rewards modules 27:50 Crypto exchanges cancel SpaceX pre IPO token orders 37:51 Different legal models for tokenized securities explained Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brand...

Kraken Co-CEO Giving Everyone Billionaire Like Access to Finance

Jun 18, 2026 34 min

In this bonus episode of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Arjun Sethi, Co-CEO @ Kraken & Payward to discuss Payward as a parent company with Kraken & NinjaTrader, consumer products Kraken Earn and MoneyGram cashout partnership and more! Timestamps: 00:00 Introduction 2:45 Payward as parent company with Kraken & NinjaTrader 3:44 xStocks one to one tokenized equities interoperable across chains 5:00 Binomial acquisition for US crypto perpetuals and commodities 9:29 Payward offering modular financial rails for fintech partners 14:25 Consumer products Kraken Earn and MoneyGram cashout partnership 20:18 Earn vaults offering yield strategies from treasury to high risk 23:10 Global regulation evolution with Europe leading and US complex 31:16 IPO ambitions and building adaptable multi product financial foundation *** This episode is brought to you by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Banks Won’t Stop Deposits Leaving for Stablecoins

Jun 15, 2026 47 min

On Ep. 87 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Noah Levine, Partner @ a16z Crypto, Thierry Edde, Head of Crypto @ Deel and William Peck, Head of Digital Assets @ WisdomTree to discuss stablecoins becoming global checking accounts in emerging markets, tokenized deposits versus stablecoins use cases and more! Timestamps: 00:00 Introduction 4:21 Stablecoins becoming global checking accounts in emerging markets 6:55 Embedded finance wallets integrated into payroll platforms 9:55 Tokenized real world assets enabling embedded financial services 14:20 Difference between tokenized deposits and stablecoins 18:44 Comparison of tokenized deposits versus stablecoins use cases 27:54 Morpho raises $175M for on chain credit 32:43 Canton raises $335M for institutional privacy blockchain 39:34 Figure acquires Kiavi for AI powered real estate lending 45:47 WisdomTree and Deel executives discuss tokenized asset adoption Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all...

KAST: 1M Users on a Stablecoin Neobank

Jun 11, 2026 30 min

On Ep. 5 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Raagulan Pathy, Founder & CEO @ KAST to discuss the thesis of building fintech on top of stablecoin rails, building USDK for onchain transparency, trust and more! Timestamps: 00:00 Introduction 7:35 Thesis of building fintech on top of stablecoin rails 9:53 Challenges of scrappy startup fundraising and low salaries 11:39 Early traction through Solana card partnership and trust 13:09 Building USDK for onchain transparency and trust 18:43 Plans for licenses acquisitions and raising more capital 22:47 Growth strategy using referrals cashback and better design 27:14 Stablecoins will become 30-50% of payments in 20 years Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Why Every Payment Network Should Settle Onchain

Jun 8, 2026 46 min

On Ep. 86 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Chris Mason, CEO @ Orbital to discuss why settlement matters for stablecoin adoption, MoneyGram launch MGUSD and more! Timestamps: 00:00 Introduction 2:42 Why settlement matters for stablecoin adoption 3:18 Mastercard and Visa expand stablecoin settlement networks 6:32 Merchants benefit from faster settlement and transparency 7:50 Privacy challenges for public blockchain payments 11:52 Multilateral netting and streaming money explained 16:30 MoneyGram launches MGUSD stablecoin with self-custodial wallet 23:03 Deel launches yield-bearing USD stablecoin on Tempo 27:23 Revolut offers zero spread stablecoin swaps in US 37:14 CME and Hyperliquid drive 24/7 crypto derivatives trading 47:53 Orbital and Visa resources for stablecoin solutions Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is t...

The First Bank Issued Stablecoin

Jun 1, 2026 46 min

On Ep. 85 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa are joined by Rene Reinsberg, Co-Founder @ Celo and Charles Hamel, Head of Product, MiniPay @ Opera to discuss Visa CLI onboarding merchants, Cash App supports fee free USDC stablecoin transactions and more! Timestamps: 00:00 Introduction 2:48 Visa CLI onboarding merchants and US rollout 6:25 Cash App supports fee free USDC stablecoin transactions 8:33 Cash App stablecoin safety risks and blockchain addresses 9:32 SoFi launches first bank issued stablecoin on platform 13:39 SoFi stablecoin and tokenized deposit dual strategy 22:33 Mastercard gets BitLicense and Aave secures FCA registration 28:20 Stablecoins as open loop network for global payments 33:03 Mini Pay self custodial wallet for dollar payments 35:54 DeFi security risks from AI and user errors Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblo...

99% of Stablecoins Are Dollars

May 25, 2026 42 min

On Ep. 84 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Kim Hochfeld, Global Head of Digital and Cash @ State Street Investment Management and Dan Romero, GTM @ Tempo to discuss banks moving on chain, the GENIUS Act impact, stablecoin settlement for remittances and more! Timestamps: 00:00 Introduction 2:00 State Street Investment Management's first on chain liquidity fund launch 3:25 Banks moving on chain and the GENIUS Act impact 5:22 Lessons from launching on chain products at State Street Investment Management 8:18 Tempo’s validator role and MoneyGram partnership 10:15 Stablecoin settlement for remittances and physical cash access 14:00 Speed of blockchain collateral vs TradFi operational risk 17:00 Stablecoin payouts moving from contractors to salaried employees 24:30 European bank consortium challenges with euro stablecoins 32:52 Hyperliquid perps explained and regulatory tensions with CME 37:30 Perpetual futures as financial innovation forcing market improvements Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of f...

The Headless Merchant Economy

May 18, 2026 46 min

On Ep. 83 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa, is joined by Noah Levine, Partner @ a16z Crypto, Gmoney and Michael Blau, CTO @ Royal to discuss AWS, Google, Coinbase enabling AI agent payments, headless merchants and more! Timestamps: 00:00 Introduction 2:13 AWS, Google, Coinbase enabling AI agent payments 3:51 Headless Merchants 5:59 Pay per token model replacing subscriptions for content 10:04 Traders and investors as early agentic payment users 13:42 Card on front, stablecoin settlement in hybrid model 15:50 Using AI agents to make money trading 21:27 AI agents trading stocks with self fulfilling predictions 35:12 Circle’s Arc blockchain for institutional stablecoin use 41:19 Local currency stablecoins for treasury yield in emerging markets Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that the views or opinions of our contributors today are their own a...

Kraken's $600M Bet on Stablecoin Cards

May 11, 2026 46 min

On Ep. 82 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Wyatt Lonergan, GP @ VanEck Ventures and Mark Greenberg, VP of B2B @ Kraken to discuss Kraken adding bank withdrawals across 100 countries, Kraken and MoneyGram partnership and more! Timestamps: 00:00 Introduction 1:33 Kraken and MoneyGram global crypto to cash partnership 3:21 Kraken adding bank withdrawals across 100 countries 6:18 Informal local cash networks and stablecoin formalization 8:15 KYC and AML risks in crypto cash withdrawals 10:37 Kraken acquires Reap for stablecoin backed corporate cards 12:55 Verticalization of crypto payment stacks and card economics 25:58 Stablecoins as settlement rail for corporate treasuries 31:25 Bullish acquires Equiniti for tokenized equities infrastructure 40:12 Tokenized private credit and on chain asset demand Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where is...

Ex Libra Boss David Marcus on Meta Stablecoin Payouts and Global Dollar Accounts

May 4, 2026 51 min

On Ep. 81 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by David Marcus, CEO & Co-Founder @ Lightspark to discuss Lightspark’s evolution from Bitcoin Lightning Network to stablecoins, delegating money movement to AI agents and more! Timestamps: 00:00 Introduction 4:37 Lightspark’s evolution from Bitcoin Lightning Network to stablecoins 9:18 How Grid Global Accounts enable platforms to create branded accounts 13:25 Delegating money movement to AI agents 16:27 Meta launches stablecoin creator payouts in select markets 21:44 The opportunity to build creator neobanks with stablecoins 26:06 Using alternative data for global credit underwriting onchain 35:23 Western Union stablecoin rollout replacing correspondent banking 39:08 Making platform issued stablecoins maximally fungible across networks 47:07 Visa stablecoin backed cards hit $7 billion run rate Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale...

PayPal’s Plan to Win the Agent Economy

Apr 30, 2026 39 min

On Ep. 7 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Kausik Rajgopal, EVP, Strategy, Corporate Development & Partnerships @ PayPal to discuss trust and fraud management in agentic commerce, PayPal integrations with Microsoft Copilot and Perplexity and more! Timestamps: 00:00 Introduction 01:45 Trust and fraud management in agentic commerce 05:51 AI-driven purchase journeys during Black Friday 08:17 Merchants needing AI channel product discoverability 11:28 Payment options for AI agents including stablecoins 13:29 Consumer versus agent payment optimization differences 15:19 PayPal integrations with Microsoft Copilot and Perplexity 20:54 Travel and hospitality as key agentic commerce use case 27:31 Stablecoin use for microtransactions and real-time settlement 32:33 Interoperability challenges among multiple agent protocols Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by MeshAs the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Every Fintech is Launching a Stablecoin Product

Apr 27, 2026 48 min

On Ep. 80 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nick Philpott, Co-Founder and Head of Partnerships @ Zodia Markets and Paul Frambot, Co-Founder & CEO @ Morpho to discuss why non USD stablecoins are slow to launch, USDT adoption by US fintechs and more! Timestamps: 00:00 Introduction 1:40 Regional currency stablecoins vs G10 focus 4:27 Why non USD stablecoins are slow to launch 7:44 Ramp adds USDT and stablecoin accounts for fintechs 9:50 USDT adoption by US fintechs and regulatory risk 14:57 USDT vs USDC usage differences in DeFi 19:02 Gig economy stablecoin payouts and slower than expected scaling 24:19 Stablecoin payouts as early mover advantage for brands 30:43 AAVE exploit caused by risky restaking token collateral 44:55 Japan tests government bonds on blockchain Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform...

Why Your AI Agent Needs a Card and a Stablecoin Wallet

Apr 23, 2026 47 min

On Ep. 6 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Nikhil Chandhok, Chief Product Officer & CTO @ Circle to discuss agentic commerce impact on everyday consumers, vibe coding, agent owned wallets and more! Timestamps: 00:00 Introduction 4:08 Pre channels era of agentic commerce development 6:51 Agentic commerce impact on everyday consumers 10:44 Vibe coding and cost of building software 14:12 Emergence of new one person merchant endpoints 21:04 Nano payments enabling small value transactions 27:40 Multiple agentic commerce protocols and interoperability 32:11 On chain consumer payments versus traditional cards 36:29 Local currency stablecoins and on chain FX 39:46 Agent owned wallets versus human wallets 42:16 Using AI agents inside product development cycles Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Mesh As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Should Banks Fear Stablecoin Yield?

Apr 20, 2026 49 min

On Ep. 79 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Alex Johnson, Author @ Fintech Takes and Nikil Viswanathan, CEO & Co-Founder @ Alchemy to discuss token economics and efficiency in AI systems, the consolidation of protocols in agentic commerce and more! Timestamps: 00:00 Introduction 5:03 Payments foundation models using transformer architecture 10:44 Open source models for financial services adoption 17:53 Cost and latency tradeoffs for AI inference 20:24 Token economics and efficiency in AI systems 23:21 Agentic workflows as intellectual property in commerce 25:45 Consolidation of protocols in agentic commerce 30:17 Open source runtime OpenSHIELD for agent security 33:33 Stablecoin advantages for agent to agent microtransactions 35:36 Real traction in search over payments for agents Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is also presented by Fireblocks With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com ***We’d also like to remind you that...

How Payments Foundations Models are Fuelling Agentic Commerce Ft. Nvidia

Apr 16, 2026 41 min

On Ep. 5 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Pahal Patangia, Head of Global Industry Business Development and Payments @ NVIDIA to discuss open source models for financial services adoption, agentic workflows as intellectual property in commerce and more! Timestamps: 00:00 Introduction 5:03 Payments foundation models using transformer architecture 10:44 Open source models for financial services adoption 17:53 Cost and latency tradeoffs for AI inference 20:24 Token economics and efficiency in AI systems 23:21 Agentic workflows as intellectual property in commerce 25:45 Consolidation of protocols in agentic commerce 30:17 Open source runtime OpenShell for agent security 33:33 Stablecoin advantages for agent to agent microtransactions 35:36 Real traction in search over payments for agents Tokenized is sponsored by VisaA world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is also presented by Mesh As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com *** We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research! Music by Henry McLean

Blockchain's Threat to Banking

Apr 13, 2026 45 min

On Ep. 78 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Prabhakar Reddy, CEO & Founder @ OpenFX and Thomas Cowan, Head of Tokenization @ Galaxy to discuss inspiration for Open FX, the three distinct eras of stablecoin FX liquidity evolution and more! Timestamps: 00:00 Introduction 1:48 Inspiration for Open FX from Western Union remittance queues 4:45 The three distinct eras of stablecoin FX liquidity evolution 6:45 Banks are designed to hold deposits not move money 10:47 FX settlement speed bottlenecks in developed G10 currencies 18:35 Jamie Dimon's annual letter acknowledges blockchain and stablecoin threats 24:32 International banking pressure to adopt stablecoin payment rails 29:20 Tokenization growth and use cases decoupled from Bitcoin volatility 32:09 Onchain shareholder voting for tokenized equity using Broadridge 40:53 Tokenized equities will expand global access to US markets Tokenized is sponsored by Visa A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto. Tokenized is presented by Bridge, a Stripe company. Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz Tokenized is presented by M0 Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product....